Top High-Yield Savings Accounts

Bank

What We Love

Best For

Promo

Sofi

We love Sofi for many reasons. It is easy to connect all of their accounts. Their savings Vaults & Round help you organize and grow your savings. We also love their cash back debit card. 

No Account Fees

2 Day Early Paycheck

Cash Back Debit Card

3.75% APY

Total Qualifying Direct Deposit Amount in 25-day Evaluation Period Cash Bonus
$1,000.00 – $4,999.99 = $50
$5,000.00 or more = $250

Ally

Ally is a great bank for building your savings with many unique tools. We love their buckets for organizing your savings and tracking your goals. 

No Monthly Fees

Recurring Transfers

Buckets (Digital envelopes for savings)

Round Ups

Surprise Savings

3.40% APY

None

Marcus by Goldman Sachs

Marcus by Goldman Sachs has a great app and many offers. We love the Marcus Insights tool that allows you to track and get insights on your budget. You can also connect your other institutions to the app for a total view of your finances.

No Fees

No Minimums

Marcus Insights For Tools & Tacking 

Attach Other Institutions with Marcus Insights

3.50% APY

None

American Express High-Yield Savings Account

American Express High-Yield Savings account offers an above average rate and is great for those who already use American Express products. 

No Fees

No Minimums

3.30% APY

None

Discover has a lot of products available. One of their products is a high-yield savings account. Between their high-yield savings account and cash back debit card (for checking) you can really get the most out of your savings.

No Fees

No Minimums

3.30% APY

None

UFB DIRECT

A very high APY and great mobile banking solution. They also include a complimentary ATM card.

No Fees

No Minimums

ATM Card

4.21% APY

None

Besides having a very attractive APY, we love the Integrated Financial Dashboard. You can budget, analyze trends, track spending, link external accounts, plan debt payoff, and more. LendingClub is a great place to get your finances on track.

No Fees

Just $100 To Open Acct.

ATM Card

Integrated Financial Dashboard

4.00% APY

None

Barclays

Barclays is another bank offering an above average APY. 

No Fees

No Minimum

3.60% APY

None

Upgrade has a top rated mobile app and high APY. We love their rewards checking account for getting more cash back.

No monthly account fees or transfer fees

Earn 4.13% APY on balances of $1000 or more.

None

CapitalOne

Capital One is great for if you need a bank with physical locations and a high APY.

No Fees

No Minimum

3.40% APY

None

Bask Bank

Bask Banks has two options for savings. You can earn interest with their high yeild account or arn 2 American Airlines AAdvantage® miles for every $1 saved annually when you open a Bask Mileage Savings Account.

No Fees

2 Ways To Earn

Miles or 4.25% APY

None