The Modern Newsletter for Finance & Business
The 5 minute newsletter helping you save, hustle, and invest. News, stories, and knowledge.
The 5 minute newsletter helping you save, hustle, and invest. News, stories, and knowledge.
Certificate Deposits allow you to lock in a high interest rate for a certain period of time. This is our list of top CDs with high interest rates.
Ally
Ally is a great bank for building your savings with many unique tools. We love their buckets for organizing your savings and tracking your goals.
3 mo – 2.00% APY
6 mo – 3.40% APY
9 mo – 3.50% APY
12 mo – 4.25% APY
No Penalty 3.85% APY 11 mo Term
How much did you spend on eating out last month? You might be surprised! PocketSmith can help you get your sh!@t together.
Learn MoreMarcus by Goldman Sachs
Marcus by Goldman Sachs has a great app and many offers. We love the Marcus Insights tool that allows you to track and get insights on your budget. You can also connect your other institutions to the app for a total view of your finances.
$500 Minimum
6 mo – 3.75% APY
9 mo – 3.95% APY
12 mo – 4.40% APY
No Penalty 3.85% APY 13 mo Term
Discover Online Banking
Discover has a lot of products available. One of their products is a high-yield savings account. Between their high-yield savings account and cash back debit card (for checking) you can really get the most out of your savings.
6 mo – 3.00% APY
9 mo – 3.00% APY
12 mo – 4.25% APY
Barclays
Barclays is another bank offering an above average APY.
12 mo – 4.25% APY
18 mo – 4.30% APY
24 mo – 4.35% APY
CapitalOne
Capital One is great for if you need a bank with physical locations and a high APY.
6 mo – 3.30% APY
11 mo – 5.00% APY
12 mo – 4.15% APY
18 mo – 4.25% APY
24 mo – 4.30% APY
Bask Bank
Bask Banks has two options for savings. You can earn interest with their high yeild account or arn 2 American Airlines AAdvantage® miles for every $1 saved annually when you open a Bask Mileage Savings Account.
$1,000 Minimum
6 mo – 4.45% APY
12 mo – 4.55% APY
Citibank
Citibank offers a no penalty CD with a high APY. See terms on their website
3 mo – 3.00% APY
9 mo – 4.35% APY
12 mo – 4.15% APY
No Penalty 4.05% APY 12 mo Term
Synchrony Bank
A very high APY and great mobile banking solution. They also include a complimentary ATM card.
3 mo – 2.25% APY
9 mo – 3.95% APY
12 mo – 4.30% APY
No Penalty 3.50% APY 11 mo Term
How much did you spend on eating out last month? You might be surprised! PocketSmith can help you get your sh!@t together.
Learn More