Top Free Apps For Budgeting & Tracking

Apps

What Is It?

Best For

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PocketSmith

A comprehensive tool that allows you to connect your bank accounts and help you reach your specific goals. This tool had many more features such as tracking side hustle income.

Live Feeds

Multiple Currencies

Multiple Incomes 

Budgeting

Goal Setting

Free – $14.16/mo

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OnTrajectory

If you want something that is step up from speadsheets, this app is it. It is great for tracking goals and allows you to see your odds of success. You can also test outcomes. You must manually enter info.

Manually Enter Info

Track Goals

Test Outcomes

Budget

Free or $8/mo

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Mint

Mint is a great tool that is free. Mint allows you to connect to your accounts and track your net worth, expenses, goals, and more. 

Connect All Accounts

Track Expenses

Set Goals

Free

None

Personal Capital

Personal Capital is a great tool for making sure you are on track for retirement. There are many features that allow you to track your spending, budget, plan savings, and keep on track with retirement. 

Connect All Accounts

Budgeting

Tracking

Retirement

Free

None

Honeydue

Honeydue is great for couples trying to budget. Honeydue is a free app that allows you and your partner to connect your accounts and keep track of your bills and budget.

Sync Partner Accounts

Great For Couples

Budgeting

Free

None

If you don’t want to sync your accounts, Fudget might be for you. Fudget is a simple app that allows you to easily create a budget and manually track expenses. If you just want a simple planner… this is it.

Manual Budget Planner

No Account Sync

Free

None

EveryDollar

We love Dave Ramsey and highly recommend his steps to get started on your financial journey. EveryDollar is their app to help you budget and hold yourself responsible. You will most likely want the paid version as it has more features.

Free Version
Manually Enter Info
Track Expenses & Goals

Paid Version ($79.99/yr or $12.99/mo)
Connect All Accounts
Automatically Track Expenses
Reports

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Goodbudget

GoodBudget is a great way to plan for the future using envelopes. Goodbudget does not sync to accounts, so you have to enter your bank balances manually. It is great because it syncs with a partner and you can both set goals.

Plan Your Budget With Envelopes

Manually Enter Account Balances
(Does not connect to accounts)

Sync With Partner

Free & $8/mo

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PocketGuard is a very feature rich app that fits almost any financial goal. You can link your accounts and track your expenses. They also include antifraud feature and the paid feature is great for paying down debts.

Connect Accounts

Track Expenses & Budget

Antifraud

Debt Paydown

Free or $7.99/mo or $34.99/yr or Lifetime $79.99

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